Privacy Policy

At Wescom Credit Union, your privacy is very important to us. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information. By using our services, you consent to the practices described in this policy.

1. Information We Collect

   We collect information about you to provide our financial services effectively. Information we collect includes:

   • Personal identification information (such as your name, Social Security number, driver's license number)
   • Contact information (such as mailing address, email address, phone number)
   • Financial information (such as account numbers, transaction history, credit scores)
   • Online activity data (such as IP addresses, browsing history on our website)

2. How We Use Your Information

   We use the collected data to:

   • Open and manage your accounts
   • Process transactions and respond to your inquiries
   • Provide customer support
   • Improve our services and website
   • Conduct marketing and promotional activities
   • Comply with legal and regulatory requirements

3. Sharing Your Information

   We may share your information with third parties only under specific circumstances, such as:

   • With your consent
   • To comply with legal obligations
   • To perform services on our behalf (e.g., data processing, marketing)
   • As part of necessary business practices (e.g., audits, loan servicing)

   We do not sell your personal information to third parties.

4. Protecting Your Information

   We implement a variety of security measures to safeguard your personal information, such as encryption, firewalls, and secure access protocols. Despite these precautions, no data transmission over the internet can be guaranteed to be completely secure.

5. Cookies and Tracking

   Our website uses cookies and similar technologies to enhance user experience and collect data. You can choose to disable cookies through your browser settings, but this may affect the functionality of our website.

6. Your Rights and Choices

   You have the right to access, update, or delete your personal information. To exercise these rights, please contact us directly through our provided channels.

7. Changes to This Privacy Policy

   We reserve the right to update this Privacy Policy at any time. Any changes will be posted on this page with an updated effective date.

8. Contact Us

   For questions or concerns about our Privacy Policy or practices, please reach out to us.